2019-11-08, 18:30–18:40, Blue Day
A 25 minute run-down of everything you need to know to understand why you should set up a retirement account in your 20s or 30s, how the different ones work (a 401k vs. Roth IRA vs. Traditional IRA) to pick what's best for you, how to get you started, and how to leverage index funds to get you investing without having to make predictions about stocks.
Based on some profiling, I bet you're a young professional in your 20s or 30s (or wish you were). And like most people in their 20s or 30s, you probably know that you should be investing, but the barriers of entry seem high, and most people you hear talk about investing are either old farts rambling about some earnings call, or your brother-in-law who tried to get you excited about his obscure cryptocurrency a few years ago. And then, even if you want to invest, the idea of betting on a company that tanks is scary.
I'm going to lower that barrier of entry. I'll show you how much you stand to gain by starting to invest early, explain the basic tax-advantage accounts and why they're cool (trust me, Roth IRAs are way cooler than they sound), run through how to set one up, and explain how to invest over over time for the long term, in ways that don't involve making predictions about Apple or Tesla.
**Disclaimer: This talk isn't about security or hacking. But if you're not investing now, starting now could have quite an impact on your future, and this talk might make it easier.
I'm a backend web programmer, who tries to make vidja games on the side, and is passionate about investing. It's way cooler than people think!